Past Proceedings

Impact of GST on India’s Manufacturing Sector (Priyank Srivastava). This paper examines how the introduction of GST influenced India’s textile and automobile sectors, particularly in terms of exports and turnover. Findings suggest a strong link between export performance and annual turnover, highlighting GST’s partial success in boosting competitiveness. Despite focusing on limited variables, the study provides groundwork for future research using broader datasets to assess policy impacts on industrial growth.

Psychological Factors in Investment Decisions (Aishwarya Dutt Shukla). This study explores how emotions, biases, and cognitive errors such as anchoring, overconfidence, and loss aversion distort financial decisions and contribute to market anomalies. By reviewing existing literature, it challenges the notion of purely rational decision-making in traditional finance. The paper underscores the importance of integrating behavioural insights to help investors and policymakers manage risks, improve decision-making, and build more resilient financial systems.

Employee Engagement Post-COVID (Bhartrihari Pandiya). This research uses bibliometric analysis to investigate employee engagement challenges following the pandemic. It highlights the impact of COVID-19 on motivation, productivity, and morale, stressing the need for innovative strategies to keep employees engaged. The study identifies research clusters, managerial insights, and practical measures for organizations to foster positive workplace culture, which is crucial for sustaining productivity in a post-pandemic world.

Neo Banks in the Metaverse (Ravi Prakash Singh Patel & Lokendra Puri). The paper examines the potential of Neo Banks—digital-only banks—to thrive in the emerging metaverse. It discusses how virtual reality can reshape customer interactions, enable personalized services, and offer immersive financial experiences. Key factors such as technological literacy, institutional support, and user self-efficacy significantly influence adoption. The study emphasizes both opportunities and challenges, positioning Neo Banks as frontrunners in the future of digital banking.

Behavioural Biases of Millennial Investors in Baroda (Rahul Chauhan). This study investigates how biases such as overconfidence, anchoring, representativeness, and herding affect millennial academic investors in Baroda. Based on survey data, it finds clear links between occupation, education, and susceptibility to biases. The research highlights the importance of financial awareness programs to reduce irrational decision-making and foster more informed investment practices among young investors.

Behavioural Biases in West Godavari (Sri Pavani Balivada). Focusing on individual investors in Andhra Pradesh, this research explores the influence of representativeness, overconfidence, anchoring, and optimism biases on financial choices. The findings reveal optimism and representativeness as particularly strong influences, shaping investment decisions in significant ways. The study provides useful insights for financial institutions to design products that align with investor psychology.